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Wednesday 11 October 2023

How Self-Made Millionaires Broke Money-Saving Rules to Get Rich

 Self-made millionaires often share traits like patience, discipline, revolutionary thinking, and the ability to turn ideas into profitable ventures. Yet, some of these successful individuals have also ventured outside the conventional norms of personal finance to reach their financial milestones. This blog post explores six money-saving rules that some self-made millionaires broke to amass their wealth, as shared by experts featured in a recent GOBankingRates article.


Don't Fixate on Budgeting.

Joe Camberato, the CEO of NationalBusinessCapital.com, became a self-made millionaire in his 30s through hard work, entrepreneurship, and strategic investments. He emphasizes the importance of budgeting but warns against overly fixating on it. Instead, he encourages people to shift their focus towards increasing their income. Camberato believes the primary goal should be to explore avenues for earning more money rather than pinching pennies.


Make Your Money Work Better for You.

Camberato's personal strategy is to accelerate savings by boosting earnings. While he acknowledges the value of saving money, he emphasizes exploring opportunities to earn more. By doing so, he significantly increased his savings over time.


Put Your Money to Work.


According to Camberato, true wealth-building happens when you invest your money to make it grow. Wealthy individuals understand that increasing their wealth lies in putting their money to work. Your primary career is vital for earning income, but you should also consider side hustles to supplement your savings. Once you've saved enough, invest your money in opportunities like real estate, stocks, or interest-bearing assets to generate more income.


Start Early and Don't Be Afraid of Sacrificing.


Joe Camberato began his financial journey while still in high school. He emphasizes that the earlier you start, the better your financial prospects will be. However, this path requires patience, discipline, and sacrifices. It's about consistency over time rather than seeking overnight success.


Invest in Yourself.


Jeff Rose, a self-made millionaire and founder of Alliance Wealth Management, believes in investing in oneself. He joined the Army National Guard and co-founded an investment firm. Rose emphasizes that whether through education, career choices, or starting a business, investing in yourself can be a powerful strategy for building wealth, even if it means breaking traditional money-saving rules.


Maxing Out a Roth IRA Over 401(k) Match.


Jeff Rose suggests a different approach to the typical investment advice. While many financial experts recommend contributing to your 401(k) up to the company match before maxing out your Roth IRA, Rose advocates for prioritizing the Roth IRA first. He believes that understanding where your money is invested is crucial, which is why he prioritizes the Roth IRA to lock in that tax-free growth.


 

Self-made millionaires have achieved their financial success through unconventional methods and a willingness to break traditional money-saving rules. These six insights from experts like Joe Camberato and Jeff Rose can serve as inspiration for those looking to build their wealth. By shifting the focus from strict budgeting to increasing income, making money work for you through smart investments, starting early, investing in yourself, and prioritizing Roth IRAs, you can pave your way toward financial success, just like these self-made millionaires.

Tuesday 10 October 2023

Discover the Hottest Deals on Amazon Prime Day: Top Picks for Fashion and Comfort

 Amazon Prime Day is here, and it's time to indulge in some fantastic deals on a variety of products! If you're looking for the best offers on fashion and comfort items, you're in the right place. We've scoured through the deals to bring you our top picks for Amazon Prime Day, featuring a range of must-have items that will keep you stylish, cozy, and satisfied. From cozy slippers to fashionable handbags, we've got you covered. Let's dive into the Amazon Prime Day top picks!

Eagsouni Women's and Men's Fully Fur Lined Slippers Stay warm and comfortable this winter with Eagsouni's fully fur-lined slippers. Whether you're indoors or outdoors, these slip-on shoes will keep your feet toasty. With a wide range of sizes and colors available, you can find the perfect pair to suit your style.


J-BOX Women's Cotton Crew Socks Elevate your sock game with J-BOX's cotton crew socks. These thin, breathable socks are perfect for both business attire and casual wear. With ten pairs included in this deal, you'll have a variety of options to complete your outfits.

Women Backpack Purse by Heshe Looking for a stylish and secure way to carry your essentials? The Heshe Women Backpack Purse is an anti-theft shoulder bag that combines fashion and function. Made of high-quality PU leather, it's the perfect accessory for any occasion.

TBONTB Hoodies for Women Stay cozy and stylish with TBONTB's oversized fuzzy sweatshirt. This zip-up fleece pullover features fluffy sherpa lining and pockets for added comfort and convenience. Perfect for lounging or running errands, it's a must-have addition to your wardrobe.

Nine West Women's Bracelet Watch Elevate your wrist game with the Nine West Women's Bracelet Watch. This elegant timepiece combines functionality and style, making it the perfect accessory to complete your look.

Ambiance Women's Juniors Soft Jogger Pants Comfort meets style with Ambiance's soft jogger pants. Whether you're relaxing at home or going out for a casual day, these pants offer a perfect blend of comfort and fashion.

HESHE Leather Purses for Women The HESHE Leather Purse is a top-handle bag that exudes designer elegance. With multiple compartments and a crossbody option, it's perfect for office and everyday use. Elevate your fashion game with this stunning handbag.

ETCYY Women's Two-Piece Sweatsuit Set Stay trendy and comfortable with ETCYY's two-piece sweatsuit set. This lounge and workout athletic tracksuit offer both style and functionality. It's a versatile addition to your wardrobe for any occasion.

Hanes Women's Seamless Full-Coverage T-Shirt Bra Don't miss out on Hanes' wireless bra with cooling technology. This seamless full-coverage T-shirt bra provides the perfect blend of comfort and support. Plus, it's available in retired colors at a discounted price.

Ivay Women's Plaid Open Front Cardigan
Finish off your look with Ivay's plaid open front cardigan. This sleeveless drape lightweight vest coat with pockets is a fashionable layering piece that adds sophistication to any outfit.

Amazon Prime Day is the perfect opportunity to score big on fashion and comfort items. From cozy slippers to stylish handbags, you can find fantastic deals on these top picks. Don't miss out on these exclusive offers and elevate your wardrobe today!

Monday 9 October 2023

Holiday Shopping Extravaganza: Explore Celebrity and Influencer Holiday Picks on Amazon

The holiday season is right around the corner, and what better way to kick-start your shopping spree than by taking a cue from your favorite celebrities and influencers? Amazon Prime members are in for a treat this year, as they can dive into an exclusive world of early holiday deals curated by some of the biggest names in the industry. From Kris Jenner's timeless elegance to Marianna Hewitt's beauty must-haves, Tayshia Adams' fashion picks, Rocky Barnes' travel essentials, Leena Snoubar's tech gadgets, and Lauren Wolfe's home decor favorites – there's something for everyone. In this blog post, we'll walk you through the exciting world of celebrity and influencer holiday picks, helping you make your holiday shopping a breeze!

Click on the following link: Start Your Amazon Prime Free Trial .

Kris Jenner: Timeless Elegance for the Holidays When it comes to style, Kris Jenner is a name that immediately comes to mind. Known for her timeless elegance, Kris's holiday picks are sure to impress. Picture yourself in stunning attire and accessories that exude sophistication and grace. Whether it's a classic little black dress, statement jewelry, or luxury skincare products, Kris has you covered.

Marianna Hewitt: Beauty Must-Haves for a Radiant Glow For those looking to achieve that radiant holiday glow, Marianna Hewitt's curated storefront is a goldmine. Dive into a world of skincare, makeup, and haircare products that will leave you feeling and looking your best throughout the holiday season. Discover the latest beauty trends and find the perfect gifts for the beauty enthusiasts in your life.

Click on the following link: Start Your Amazon Prime Free Trial .

Tayshia Adams: Fashion Forward and Festive If you want to slay your holiday fashion game, Tayshia Adams has you covered. Explore her carefully curated selection of chic clothing, accessories, and footwear that will help you steal the spotlight at any holiday gathering. From cozy sweaters to glamorous dresses, Tayshia's fashion picks will make you the best-dressed guest at every event.

Rocky Barnes: Travel Essentials for the Jet-Setters For those who plan to travel during the holidays or know someone who's always on the go, Rocky Barnes' storefront is a treasure trove of travel essentials. Discover stylish luggage, cozy travel accessories, and gadgets that will make your journeys more comfortable and enjoyable.

Click on the following link: Start Your Amazon Prime Free Trial .

Leena Snoubar: Tech Gadgets for the Gadget Lovers Tech enthusiasts rejoice! Leena Snoubar's storefront is packed with the latest and greatest tech gadgets that will elevate your holiday experience. Whether you're looking for smart home devices, cutting-edge electronics, or unique tech gifts, Leena's picks have you covered.

Lauren Wolfe: Home Decor to Deck the Halls Transform your home into a winter wonderland with Lauren Wolfe's holiday home decor picks. From festive ornaments and cozy blankets to elegant tableware and twinkling lights, her curated selection will help you create a warm and inviting atmosphere for your holiday celebrations.

Click on the following link: Start Your Amazon Prime Free Trial.

This holiday season, shopping for the perfect gifts and treating yourself to a little something special is easier than ever for Amazon Prime members. With storefronts curated by celebrities and influencers like Kris Jenner, Marianna Hewitt, Tayshia Adams, Rocky Barnes, Leena Snoubar, and Lauren Wolfe, you'll find everything you need to make your holidays merry and bright. Don't miss out on these exclusive early holiday deals – start exploring the world of celebrity and influencer holiday picks today! 

Friday 6 October 2023

Amazon Prime Early Access: Unveiling the Best Deals list to Supercharge Your Holiday Shopping

 Amazon Prime Day is just around the corner, and Prime members are gearing up for an exciting shopping extravaganza! From October 10 to October 11, you can expect to find incredible deals on a wide range of products, making it the perfect time to check off items from your holiday shopping list. In this blog post, we'll give you a sneak peek at some of the best deals that Amazon has in store for its Prime members. Get ready to save big on everything from tech gadgets to fashion, home appliances, and more!

Electronics and Tech Gadgets:

  • Up to 65% Off on eero Mesh Wifi Systems: Ensure seamless connectivity in your home with up to 65% off on select eero Mesh Wifi Systems.
  • Up to 60% Off on Fire TV and Blink Devices: Upgrade your entertainment setup with up to 60% off on select Fire TV and Blink devices.
  • Up to 50% Off on Ring Bundles: Keep your home secure for less with up to 50% off on select Ring bundles.
  • Up to 45% Off on Kids Devices and Bundles, Echo Bundles, and Fire Tablet Bundles: Find the perfect tech gifts for your family with discounts of up to 45% on select kids devices and bundles, Echo bundles, and Fire tablet bundles.
  • Up to 35% Off on Kindle E-reader Bundles: Enjoy your favorite books at a discount with up to 35% off on select Kindle e-reader bundles.
  • Up to 50% Off on Sony Products: Dive into the world of Sony with up to 50% off on select products.

Home and Kitchen Essentials:

  • Up to 60% Off on Bissell and iRobot Floorcare: Keep your home clean and tidy with up to 60% off on select floorcare products from Bissell and iRobot.
  • Up to 50% Off on GreenPan Cookware: Upgrade your kitchen with up to 50% off on select GreenPan cookware.

Fashion and Accessories:

  • Up to 60% Off on Amazon-Exclusive Apparel, Shoes, Accessories, and Handbags from The Drop: Stay stylish on a budget with up to 60% off on exclusive fashion items from The Drop.
  • Up to 55% Off on ASICS Running Shoes: Get active and save up to 55% on select ASICS women's and men's running shoes.
  • Up to 50% Off on Shoes from Hey Dude, Koolaburra by UGG, and Frye: Step into savings with up to 50% off on select shoe brands.

Health and Fitness:

  • Up to 40% Off on Ninja Blenders, Cookware, and Coffee Makers: Achieve your health and fitness goals with up to 40% off on select Ninja products.

Beauty and Self-Care:

  • Up to 30% Off on Premium Skincare and Haircare Products: Pamper yourself with up to 30% off on select skincare and haircare products from top brands like Clarins, Color Wow, and more.

Toys and Entertainment:

  • Up to 30% Off on Toys from Barbie, LEGO, and More: Surprise your little ones with up to 30% off on select toys from popular brands.

Home Decor and Seasonal Items:

  • Up to 30% Off on Seasonal Prep and Decor Items: Get your home ready for the holidays with up to 30% off on wreaths, garlands, candles, decorative lights, and Halloween costumes.

Fashion and Accessories:

  • Up to 30% Off on Amazon-Exclusive Fashion: Refresh your wardrobe with up to 30% off on Amazon Essentials and Simple Joys by Carter's.

Kitchen and Dining:

  • Up to 30% Off on Kitchenware from the Ayesha Curry Home Collection: Elevate your cooking experience with up to 30% off on select kitchenware items.

Sustainable Living:

  • Up to 30% Off on Stasher Reusable Bags and Bowls: Make eco-friendly choices and save up to 30% on Stasher reusable bags and bowls.

Home Comfort:

  • Up to 25% Off on Select Mattresses: Enjoy a good night's sleep with up to 25% off on select mattresses from Casper.

Tech Upgrades:

  • Up to 25% Off on Laptops and Monitors from HP and Acer: Boost your productivity with up to 25% off on select laptops and monitors.

Everyday Essentials:

  • Save 20% on Amazon Brand Everyday Essentials: Stock up on everyday essentials and save 20% when you spend $40 on select Amazon brand products.

Luxury Finds:

  • Save up to 15% (up to $200) on Pre-Loved Items: Treat yourself or a loved one to luxury fashion items from Louis Vuitton, Chanel, Gucci, and more with savings of up to 15% on Pre-Loved items from What Goes Around Comes Around.

Amazon Prime Day 2023 promises to be an event filled with incredible discounts and exclusive offers. Whether you're looking for tech gadgets, fashion, home essentials, or luxury items, there's something for everyone. Mark your calendars for October 10 to October 11 and get ready to shop smart and save big as a Prime member. Don't miss out on these amazing deals that will help you check off your holiday shopping list with ease!


NOTE: If you don't have an Amazon Prime account and you're interested in starting your Amazon Prime free trial! Simply click on the following link: Start Your Amazon Prime Free Trial.

Once you've clicked the link, you'll be directed to the Amazon Prime sign-up page where you can begin your 30-day free trial and enjoy all the benefits of Prime membership, including access to Prime Big Deal Days and much more. Happy shopping!

Unleash the Savings Bonanza: Amazon's Prime Big Deal Days - October 10, 3 a.m. EDT to October 11.

 Are you ready to embark on a shopping extravaganza like no other? Mark your calendars for October 10 at 3 a.m. EDT, because Amazon's Prime Big Deal Days are back, and they're bigger and better than ever before! This exclusive shopping event, available only to Amazon Prime members, promises to kick off the holiday season with a bang. Get ready to score some of the best deals you'll find anywhere, with millions of offers available worldwide. If you thought last year was amazing, prepare to be blown away by this year's spectacular deals.

What to Expect:

1. Unbelievable Savings

Amazon's Prime Big Deal Days are renowned for offering some of the most jaw-dropping discounts of the year. From electronics to fashion, home decor to kitchen gadgets, and everything in between, you'll find savings on a massive selection of products. With the holiday season right around the corner, this is the perfect time to get a head start on your gift shopping or treat yourself to those items you've been eyeing.

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2. Lightning-Fast Deals

The excitement doesn't stop at the savings alone. Prime members can expect new deals to drop as frequently as every five minutes during select periods throughout the event. That means you'll want to keep a close eye on the Prime Big Deal Days page to ensure you don't miss out on the hottest offers. It's like a shopping marathon, and the finish line is a cart full of incredible deals.

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3. Wide Product Selection

No matter what you're looking for, you're likely to find it during Prime Big Deal Days. Amazon's extensive product catalog means there's something for everyone. Whether you're after the latest tech gadgets, fashionable clothing, trendy home decor, or the best in beauty products, you're sure to discover irresistible deals on a wide array of items.

4. Convenient Delivery Options

Amazon's commitment to customer convenience extends to Prime Big Deal Days. With fast and reliable delivery options, you can rest assured that your purchases will arrive promptly. Say goodbye to the hassle of long shipping times, as Amazon is dedicated to making your shopping experience smooth and efficient.

Start Your Amazon Prime Free Trial

Not a Prime Member Yet?

If you're not already a Prime member, now is the perfect time to join! To enjoy the incredible savings and benefits of Prime Big Deal Days, simply start a 30-day free trial. This trial period gives you a taste of the exclusive perks that come with Prime membership, including lightning-fast shipping, access to Prime Video, Prime Music, and much more.

Don't miss out on the savings event of the season! Set your alarm for October 10 at 3 a.m. EDT and get ready to shop till you drop during Amazon's Prime Big Deal Days. With millions of deals waiting to be discovered, this is your opportunity to kick-start your holiday shopping, upgrade your gadgets, and enjoy the thrill of snagging incredible bargains. Join the Prime community and experience shopping at its finest. Start your free trial today, and let the savings begin!

Start Your Amazon Prime Free Trial

Lessons Learned About Money Management from "The Richest Man in Babylon"

  Reading " The Richest Man in Babylon " was a turning point in my financial journey. This classic book by George S. Clason offers...